Replacing a roof is one of the most daunting tasks in home-ownership, and reviewing the many kinds of warranties for this investment can be overwhelming. However, there are a few key factors homeowners should understand about the different options to choose the best one for their budget and needs.
Working with an experienced roofing professional can help you find the right roof warranty and ensure the installation process is as stress-free as possible.
What Are the Types of Warranties?
Homeowners should be aware of two main types of roof warranties: manufacturer and workmanship warranties. A manufacturer’s warranty typically only covers the roofing materials, including shingles and underlayment.
These warranties typically last 20-50 years, depending on the type of roof, but they may be prorated after five to 10 years (meaning the manufacturer’s coverage responsibility decreases in value as the roof ages). If a homeowner starts to have issues with their shingles after the prorated date, the repair costs may be supported but not fully covered under the warranty.
Workmanship warranties apply to the installation process and protect homeowners against subpar workmanship. If poor workmanship causes a roof to leak soon after installation, this coverage requires the contractor to fund the repairs or replacement. These policies tend not to have as long a duration as manufacturer warranties because issues at installation tend to appear in the first few years.
Many homeowners combine these policies into a full-system roof warranty for maximum coverage. With some exclusions, these plans cover the materials and any labor required to repair leaks and other issues. While expensive, these policies offer the greatest peace of mind against roof issues.
What Is Excluded in Roof Warranty Terms?
Even full-system warranties do not cover certain roofing issues. Damage caused by natural events such as storms or wear and tear is usually excluded from a warranty. Unauthorized repairs, negligence, improper maintenance, and interior damage are also not included in the warranty.
Some manufacturers’ warranties contain a clause stating that improper installation will void material coverage.
It’s vital to read the fine print to understand what a warranty actually does and doesn’t cover.
How To Maintain Coverage
Roof warranties typically stipulate that proper maintenance is necessary to maintain coverage. Homeowners should:
- Diligently clean and inspect the roof and gutters seasonally
- Invest in annual inspections by an approved professional
- Stay on the lookout for small leaks and areas of wear and tear
- Address issues quickly before they can escalate to major repairs that may void coverage due to negligence
- Maintain trees and other vegetation around the property to prevent storm damage
- Consider removing snow to prevent ice dams
- Maintain proper attic ventilation, especially during the coldest months
These simple maintenance tasks go a long way in preventing a voided roof warranty. If damage arises, homeowners can file claims with their insurance company.
First, it is essential to document any damage or wear and tear with photos and recorded dates. This is best regardless of what caused the damage and whether the warranty covers it.
Then, homeowners submit a claim through their insurance company (often through an online process) with the pictures attached.
Trust Sundown Exteriors With Your Roof
Sundown Exteriors offers exceptional roofing services to residents of Bloomington, Normal, Lincoln, and Peoria, IL. Our experienced contractors understand the area’s unique climate and demands and strive to offer unmatched installation and repair services. Trust our expert team to seamlessly handle your roofing woes and leave your home protected from Illinois’ harshest weather.
Call 309-275-6801 to learn more about roof warranty options or plan your installation today.